00000Do credit cards represent shopping convenience, or a noose of debt? It depends on how they are used. When credit cards were first issued, you had to either be seriously wealthy or amongst the top tier of salary earners in order to qualify for one. That...
00000The National Credit Act came into effect on 1 June 2006, and has had a far-reaching impact on how credit is marketed, granted, and administered. Many people have received an unsolicited letter from some or other institution, informing them that they have been...
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