What a difference a year makes!

What a difference a year makes!

Godongwana’s 2026 Budget balances middle-class relief with fiscal reality AFTER LAST year’s “third-time lucky” Budget, many predicted doom and gloom this year.  There was talk of the need for an additional R20 billion of tax hikes – whether in the form of the...
RA vs TFSA: Advantage, TFSA?

RA vs TFSA: Advantage, TFSA?

Understanding the value of a Tax-Free Savings Account IN HIS Budget Speech, the Minister of Finance announced an increase in the annual Tax-Free Savings Account (TFSA) contribution limit from R36 000 to R46 000 – the most significant boost to this allowance in years,...
TFSA contribution limit increase

TFSA contribution limit increase

How to make the most of the additional annual contribution allowance WE WELCOME the Finance Minister’s proposal to increase the annual Tax-Free Savings Accounts (TFSA) contribution limit from R36 000 to R46 000.  This long-awaited adjustment, the first in six years,...
Death and estate taxes

Death and estate taxes

The one is unavoidable; the other can (sometimes) be mitigated ESTATE DUTY is one of those taxes that many people know about in theory, but very few actively plan for.  It only becomes ‘real’ when a loved one passes away and the estate is wound up – often revealing...
Rising scrutiny, shifting risks

Rising scrutiny, shifting risks

If a snake keeps coming back to your house, do you have to tell the buyer? OVER THE past several years, many African tax authorities have deepened their technical capacity – and, thanks to information-sharing and technology advances, now have unprecedented access to...