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Are you ghosting your money?

Are you ghosting your money?

IF YOUR RELATIONSHIP WITH MONEY has felt a little tense lately, you’re not alone.

For many South Africans, money is carrying more emotional weight than ever. Everyday expenses are competing with debt repayments, family responsibilities, and long-term savings goals from retirement to education.

This financial pressure is very real for most people. If you are one of them, and you want to turn your financial situation around and get it back on track, read on...

Paid on Friday, almost broke by Monday

Paid on Friday, almost broke by Monday

FOR MANY SOUTH AFRICANS, payday brings a brief sense of relief. Within days, debit orders, transport costs, grocery bills, and other essential expenses absorb much of what is available, leaving households stretched for the rest of the month.

However, financial pressure starts long before month-end because a significant portion of their income is already allocated to essentials. To help households build financial resilience, this article provides six practical tips.

The stock market: When to get in, and when to get out

The stock market: When to get in, and when to get out

INVESTING IN THE STOCK MARKET can seem intimidating. Questions such as “Is now the right time to invest?” and “When should I sell my shares?” are among the most common concerns for both new and experienced investors.

The stark reality is that consistently timing the market is almost impossible. So, when should you get in, and when should you exit? There’s no ‘one-size-fits-all’ answer, but read further for some tips ...

Legal tips for online shoppers

Legal tips for online shoppers

OVER 70% OF SOUTH AFRICANS choose where to shop based on special offers. However, with half the population having fallen victim to various scams, vigilance is crucial.

This article highlights your rights and responsibilities when shopping online.

How to build a healthy credit score

How to build a healthy credit score

BY NOW, YOU KNOW that taking out a high-interest personal loan to pay for a birthday party is not a good use of debt. But what about applying for ‘good’ debt - like taking out a loan to buy a house?

Discover how having a decent credit score unlocks credit availability and the best interest rates.

Futures contracts: Swings and roundabouts

Futures contracts: Swings and roundabouts

Speculation or risk mitigation? This instrument can do both! To find out what they are, how they work, what they are designed to do, and where to find them, read on...

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PERSONAL FINANCE is South Africa’s leading monthly investment strategy magazine aimed at individuals who are serious about saving money, securing their financial future, building wealth, and preserving it for future generations.

TAX BREAKS draws from the collective wisdom of the country’s leading tax experts, helping subscribers minimise their tax bills, understand their compliance obligations, structure their affairs in a tax-efficient manner, interact with SARS, and be kept on all the latest tax issues.