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The Ecology of Commerce
CAN COMMERCE AND ECOLOGY CO-EXIST? In his book The Ecology of Commerce, author Paul Hawken sets out the facts about our planet, the climate, and the precious ecosystems that every human activity depends upon – whether we realise it or not.
He also shows how business-as-usual is destroying the very foundation of our success.
No bank, no bucks
SOUTH AFRICAN expats, who are often required to close their local bank accounts when they emigrate, find that their tax refunds from SARS end up being delayed.
While it is possible to get SARS to pay your refund into a foreign bank account, there are quite a few requirements that need to be met.
Don’t fall for retail marketing tricks
WE’VE ALL POPPED INTO A SHOP to buy bread and milk, and found ourselves at the till with a basketful of groceries.
While we may blame ourselves for shopping impulsively, we are often the target of tried-and-tested psychological techniques that encourage shoppers to spend...
Here are 27 ways in which retailers try to lure you in - and 10 techniques for fighting back!
VAT: The difference between standard-rated, zero-rated, and exempt supplies
VALUE-ADDED TAX (VAT) is one of South Africa's most significant indirect taxes, affecting businesses and consumers alike. However, not all goods and services are treated the same for VAT purposes.
There are three main VAT categories, and understanding the difference is essential for business owners as it affects pricing, compliance, and the ability to claim input VAT back from SARS.
If you want to avoid the risk of mixing up these categories and submitting incorrect VAT returns, read on...
Women and wealth
WEALTH GAPS AREN'T CREATEED BY GENDER ALONE. Aspects like race, class, education, disability, age, and nationality also influence the distribution of wealth. When these aspects overlap, they create forms of exclusion or privilege that become more powerful over time.
As a result, some women begin their wealth-building journey on higher ground before they even enter the labour market. Others have obstacles they first need to overcome. Want to know how? Read on ...
Are you ghosting your money?
IF YOUR RELATIONSHIP WITH MONEY has felt a little tense lately, you’re not alone.
For many South Africans, money is carrying more emotional weight than ever. Everyday expenses are competing with debt repayments, family responsibilities, and long-term savings goals from retirement to education.
This financial pressure is very real for most people. If you are one of them, and you want to turn your financial situation around and get it back on track, read on...
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