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What a difference a year makes!
Godongwana’s 2026 Budget balances middle-class relief with fiscal reality
AFTER LAST year’s “third-time lucky” Budget, many predicted doom and gloom this year. There was talk of the need for an additional R20 billion of tax hikes – whether in the form of the much-maligned VAT increase proposal rearing its ugly head, or direct personal income tax hikes.
That didn’t happen. In presenting his 2026 Budget, Finance Minister Enoch Godongwana has attempted to strike a careful balance of avoiding major tax hikes while still raising revenue and stabilising the country’s finances. While it is far from being perfect, it does contain some welcome reasons for South African taxpayers to smile.
Here is a summary of how this Budget affects the group that ultimately contributes by far the largest share of South Africa’s tax revenues (whether through income tax, VAT, or other taxes and levies)—individual taxpayers.
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Breaking the bank
How separation impacts tenants and landlords alike
IT’S AN unfortunate reality that separations often break both the bank, and your heart.
In situations where relationships are ending, both landlords and tenants are at risk. The last thing people wonder about is all the paperwork associated with moving on.
However, the admin that goes with the de-coupling process – if ignored – can have dire financial consequences that stretch far further than the time needed to heal your heart.
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RA vs TFSA: Advantage, TFSA?
Understanding the value of a Tax-Free Savings Account
IN HIS Budget Speech, the Minister of Finance announced an increase in the annual Tax-Free Savings Account (TFSA) contribution limit from R36 000 to R46 000 – the most significant boost to this allowance in years, and a timely reminder of just how powerful this vehicle can be.
When used properly, it can deliver returns that are completely tax-free – not just today, but for life. While TFSAs are flexible, their true potential lies in long-term investing, allowing your capital to compound over decades.
In this article, we’ll explore why a TFSA can outperform other investment options, how to make the most of your contributions, and what strategies can help you maximise your long-term growth.
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Break up with hustle, and fall in love with how you work
Who you are should drive what you do, not the other way around
IT’S WELL into 2026, and the adrenaline of the New Year has finally worn off. Goals that felt exciting in January now feel heavy. Motivation is dipping, exhaustion is creeping in, and many of us are beginning to wonder why our hard work isn’t delivering better results.
This moment isn’t a failure of discipline, but a sign of misalignment.
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What makes the ideal Airbnb host?
We studied guest experiences to find out!
A SELLING point of hotels has traditionally been the standardised service offered by their trained staff. In contrast, ‘peer-to-peer’ accommodation – of which Airbnb is the most popular host platform – is usually run more informally by individual hosts who have little (if any) formal hospitality training.
What they offer instead is personal interaction, a sense of authenticity, and local knowledge about the area – and our multi-year research shows that this is often rated much more highly by visiting guests.
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TFSA contribution limit increase
How to make the most of the additional annual contribution allowance
WE WELCOME the Finance Minister’s proposal to increase the annual Tax-Free Savings Accounts (TFSA) contribution limit from R36 000 to R46 000. This long-awaited adjustment, the first in six years, is a critical step in helping South Africans protect their wealth from inflation.
By allowing an additional R10 000 in tax-free contributions annually, the government is providing a significant boost to the power of compounding in TFSA accounts.
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