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Retrenched and in debt? You may be covered
Your debt could be insured, and you may not even know
MILLIONS OF South Africans face unexpected financial shocks every year, yet many don’t realise they may already have insurance that covers their loan repayments if something unexpected happens.
It’s called credit life insurance, and it can make the difference between keeping your financial footing and not being able to meet your obligations if your income is disrupted.
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Getting ready for your second provisional tax payment
Ten practical tips ahead of the end-February deadline
The end of February is two months away. There’s still plenty of time to get this sorted out. Well … after you’ve read this article, you’ll soon realise that there isn’t quite as much time as you might have thought.
Tax practitioners tend to get quite busy from around mid-January onwards – and if you leave the completion of your provisional tax return to the last week of February, you are likely to miss the deadline.
However, if you’ve read this far and realised that you don’t have a clue what provisional tax is, here is a brief explanation.
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Five residential property trends for 2026
Investors would do well to keep these on their radar
AFTER BATTLING against affordability challenges and sluggish sales activity in 2024, South Africa’s residential property industry defied the doom-and-gloom forecasts for 2025, staging a steady recovery fuelled by long-awaited interest rate cuts.
We ended 2025 with the prime lending rate a full percentage point lower than January – now at 10.25% – and with economists expecting two further 25-basis-point cuts by mid-2026, the outlook is looking bright for would-be property investors.
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The Secret Seven
Investors would do well to keep these on their radar
THE COMING phase of growth will be defined by hardware: the compute, memory, networking, and power systems that make large-scale AI both possible and commercially viable.
Much of this capability is being built by a group of emerging-market companies whose strategic importance has outpaced their valuations.
These seven firms – the ‘Secret Seven’– supply critical technologies across every layer of the AI stack, yet trade at meaningful discounts to their developed-market peers. We argue that this represents an opportunity for investors.
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To disclose, or not to disclose
If a snake keeps coming back to your house, do you have to tell the buyer?
SOUTH AFRICANS love a good wildlife story – and recently, a video of a black python slithering into someone’s home sent social media into a frenzy. The comments were gold: “Move out!” “Burn the house down!” “This is why I rent.”
However, as funny as the reactions were, the story actually brings up a real question for homeowners. If something like this keeps happening, do you have to disclose it when you sell your home?
The short answer? Probably yes. The longer answer? Let’s unpack it.
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Rising scrutiny, shifting risks
If a snake keeps coming back to your house, do you have to tell the buyer?
OVER THE past several years, many African tax authorities have deepened their technical capacity – and, thanks to information-sharing and technology advances, now have unprecedented access to taxpayer information.
Against a backdrop of global uncertainty and regional economic pressures, this year’s annual report on transfer pricing in Africa suggests that multinationals should expect elevated scrutiny, more assertive enforcement, and greater emphasis on data quality across the continent.
While it highlights several TP-specific developments, its broader conclusions point to structural shifts in how African economies approach revenue collection, risk management and business regulation.
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