Bonds outshine again in 2025

Bonds outshine again in 2025

… but will ‘Goldilocks’ conditions continue to prevail?   SOUTH AFRICAN fixed-income investors have enjoyed another exceptional year, with the local bond market extending the strong performance seen in 2024. For years, domestic bond returns came largely from...
Small steps to big security

Small steps to big security

Financial wellness in unstable times   INFLATION KEEPS eating away at what we earn.  Traditional savings accounts barely keep up with rising costs.  Economic uncertainty has become our new reality.  But something interesting is happening – a quiet shift toward...
One month away from bankruptcy

One month away from bankruptcy

The reality that few high-income earners are prepared to face   BANKRUPTCY IS often framed as a consequence of low wages, unstable employment, or chronic financial hardship.  It is rarely associated with seven-figure salaries, prestigious job titles, or outward...
Retrenched and in debt?  You may be covered

Retrenched and in debt? You may be covered

Your debt could be insured, and you may not even know MILLIONS OF South Africans face unexpected financial shocks every year, yet many don’t realise they may already have insurance that covers their loan repayments if something unexpected happens. It’s called credit...