Paid on Friday, almost broke by Monday

Paid on Friday, almost broke by Monday

Why aren’t salaries lasting a full month anymore? FOR MANY SOUTH AFRICANS, payday brings a brief sense of relief.  Within days, debit orders, transport costs, grocery bills, and other essential expenses absorb much of what is available, leaving households stretched...
Legal tips for online shoppers

Legal tips for online shoppers

Your rights and responsibilities when shopping online OVER 70% of South Africans choose where to shop based on special offers. However, with half the population having fallen victim to scams of various kinds, vigilance is crucial. Fittingly, the theme for this year’s...
How to build a healthy credit score

How to build a healthy credit score

A decent credit score unlocks credit availability and the best interest rates BY NOW, YOU KNOW that taking out a high-interest personal loan to pay for a birthday party is not a good use of debt. But what about applying for ‘good’ debt – like taking out a loan...
Futures contracts: Swings and roundabouts

Futures contracts: Swings and roundabouts

Speculation or risk mitigation? This instrument can do both! What are futures? Futures are financial contracts that allow two parties to agree on the price of an asset today, with the transaction taking place at a specified date in the future. These versatile...